Homeowner’s insurance is one of the most important investments one can make, therefore we provide the peace of mind that your home is properly insured. Our goal is to provide you with insurance coverage for your home at an affordable price that fits within your budget.

We know unprecedented events such as fire, vandalism, hurricane and/or other events can damage your home, which is why provide you with the best and most economical options for the protection of your home. Inuring your home to its proper value provides a priceless peace of mind for you and your family.

When you buy your home insurance, it is recommended that you choose a solid insurance company. Univista Insurance, has qualified and professionals agents that will offer you the best coverage that suits your needs.

We provide homeowners with insurance that fits their budget and protects the home and family. We work with the best companies with the lowest rates and coverages to save you time and money.

HO3 (Home Insurance Policy)

The HO3 Home Insurance Policy is the most common home insurance policy in the United States. It provides excellent coverage for your home and good coverage for your personal property.

HO6 (Condo Insurance Policy)

The HO6 insurance Policy is the most common type of policy used to insure town homes and condos in the United States. It is commonly referred to as HO6 Condo Insurance or HO6 Townhome Insurance.

HO4 (Renter Insurance Policy)

The HO4 insurance policy is most commonly referred to as renters insurance. Whether you rent a home, condo, townhome, or apartment, if you purchased insurance, you most likely have HO4 insurance, or as is commonly known, insurance for people who rent.

DP3 (Rental Home Insurance Policy)

The DP3 insurance policy is considered the best insurance policy for rentals in the United States. It is often referred to as the Dwelling Fire Form 3 or DP-3 insurance. It provides excellent coverage for Landlords who are looking to get excellent insurance for their rental properties.

Home Liability Insurance

One of the most important components of a homeowners, condo or renters insurance policy is the personal liability section. This coverage provides protection for accidents you are liable for that occur inside or outside your home and result in bodily injury or property damage.

Flood Insurance

Flood insurance covers your home and other dwellings, including garages, interior and exterior walls, roofs, furniture, clothes, and appliances that are directly damaged by water, mold, and mudslides. Flood insurance isn’t typically included on most homeowner’s insurance policies

Why is Flood Insurance Important?

Your house is one of the most important investments a one can make, therefore we provide the peace of mind that your home is properly insured. Our goal is to provide you with insurance coverage for your home at an affordable price. Flood insurance is not typically included in a regular homeowner insurance policy. Be sure you are covered from the risk of flooding.

What is the average cost of a flood insurance policy?

According to the Federal Emergency Management Agency (FEMA), the average flood insurance policy costs around $ 400 per year for $ 100,000 of coverage, although this cost depends on the limits you choose and also on the location of your home.

What does my Flood Insurance cover?

Flood insurance covers your home and other dwellings, including garages, interior and exterior walls, roofs, furniture, clothes, and appliances that are directly damaged by water, mold, and mudslides.

Do not wait any longer, add flood coverage today!